SJLibrary.org, a collaboration of San Jose State University and San Jose Public Library system.

• Advice to consumers on credit counseling, credit reports, bankruptcy, budgets, debt repayment, credit cards, etc.

Credit Counseling

• Nonprofit serving consumers nationwide by phone or internet
• Budgeting, debt management, financial planning, bankruptcy, etc.
• Español

• Consumer information on counseling, debt, money management, homeowner issues, etc.
• Member Agency Locator

Credit Cards

• Comparisons, rates, news, trends, etc.
• Find a Card Search

Credit Management and Credit Reports

• Request a free credit file disclosure (aka credit report) once every 12 months from each of the nationwide consumer credit reporting companies.

• How to manage your credit, including credit reports, credit scores, the FACT Act, identity theft, etc.
• Español

• Credit rights, credit reports, credit law, debt, privacy, etc.
• Español

Data about Credit

• Credit score averages and other data for regions, states, and ZIP codes
• View Data for Region, State, and Metro Area